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Money

Can AI Replace Financial Advisors? Yes. No. It Depends.
Yes. No. It depends. Don’t you love those kinds of answers? Let’s break down why...

Why We Shut Down: When Money Stress Makes You Freeze
We often hear that financial problems should be solved with discipline. Just make a plan....

The Fake Bank Trap: When High-Yield Accounts Aren’t Real
High-yield savings accounts are great if you’re trying to build an emergency fund or keep...

You Don’t Need Investing Advice If You’re Not Investing
We live in an age of nonstop financial noise. We hear about asset allocation, sequence...

When You Can’t Save, You’re Not Failing
What happens when you do everything right and still don’t have anything left over? Let’s...

What’s Going On with the CFPB?
Back in our very first newsletter last August, we highlighted the growing attention on so-called...

Why Debt Creates Shame (And Why That Shame Isn’t Yours to Carry)
Debt is a financial issue, but it rarely feels like just a math problem. It...

The Payday Loan Trap: When a Lifeline Turns Into a Loop
Imagine you’re short $300 to cover rent, your next paycheck is five days away, and...