Last August when we launched our very first issue we asked What Will Become of Social Security? A week later we followed up with Social Security, Please Hold, focused on the operational breakdowns inside the SSA itself – delays, underfunding, and a staffing crisis. Back then, the headlines were familiar: warnings about the trust fund…

“Stay the course” – the simple phrase that gets tossed around every time the market tanks can feel useless if you don’t know what it really means or why someone’s saying it. It often sounds like someone trying to get out of a conversation they don’t want to have. It feels dismissive, like they can…

If you’ve ever watched the market jump or crash and thought, “Who decided that?”, you’re not alone. It’s easy to assume it’s a crowd of everyday investors, each clicking “buy” or “sell” on their phones. But the truth is, retail traders (people trading their own money) make up a small slice of the action. Most…

If you’ve ever checked your investment account and felt like you were on a rollercoaster, congratulations: you’ve experienced market volatility. But what does that even mean? In simple terms, volatility refers to how much and how quickly prices of stocks (or other investments) move up and down. A calm, steady market has low volatility. A…

“Sometimes, carrying on, just carrying on, is the superhuman achievement.” – Albert Camus Life has a way of throwing curveballs just as you start feeling like you have things under control – building your career, saving for retirement, having a family and so on – but at some point, you suddenly find yourself responsible for…

Inflation eats away at your money, whether you notice it or not. One year, your grocery bill is manageable; the next, you’re wondering if you accidentally bought caviar. Enter TIPS (Treasury Inflation-Protected Securities) – bonds designed to keep up with rising prices. Sounds great, right? Well, not so fast. Let’s break down what they are,…