Is Retirement Planning Missing the Point? A New Approach to Living Well
We spend most of our working years planning for the distant horizon of retirement, fixating on one question: Will I have enough? Enough money to support myself when the paychecks stop, enough savings to handle life’s surprises, enough to enjoy the so-called ‘golden years’ after decades of hard work? Retirement planning, as it stands, often…
Read MoreLife Insurance – Yes or No?
Life insurance is one of those financial products we’re all told to get. From advertisements to financial gurus, it seems like the ultimate safety net for everyone. But here’s a radical thought: life insurance is not for everyone. That’s right. Despite its merits, there are scenarios where life insurance might not be the right fit,…
Read MoreIs Disability Insurance Really Necessary?
Insurance in general really annoys most of us, doesn’t it? We pay for something every month and get absolutely nothing in return—until we do. When money’s tight, it feels like an incredibly painful, albeit necessary, expense, and in better times, does it ever really spark joy? (That was rhetorical. We all agree it doesn’t.) HOWEVER—when…
Read MoreLife Lessons for Everyone: Boredom is a Gift
In retirement planning, we often focus heavily on finances. But there’s so much more to retirement than just money. True fulfillment in this phase of life involves addressing emotional, mental, and even existential challenges. One podcast that recently captured our attention, Feel Better, Live More with Dr Rangan Chatterjee, touched on some of these deeper…
Read MoreThe Stress of Money – Managing your Mental Wealth
Money-related stress has become a near-universal experience. Countless surveys and studies highlight a surprising truth: financial worry isn’t exclusive to any particular income bracket. Whether you’re living paycheck to paycheck or managing a substantial portfolio, the stress of money can affect us all. Financial stress is a great equalizer. It doesn’t discriminate based on income,…
Read MoreThe Long-Term Care Dilemma: Understanding Your Funding Options
Long term care often sounds like some small possibility in the future that costs a ton of money to avoid – and it can be quite tempting to ignore it. Often though we or someone we love does end up needing some version of it – and as with anything without proper planning it can…
Read MoreRetiring Overseas
Retiring overseas has become an increasingly popular option for those seeking adventure, affordability, and a fresh start. This can often result in much lower cost of living as well as access to affordable healthcare options. However, it’s crucial to approach this decision with a clear understanding of both the potential benefits and the very real…
Read MoreWhy You Need a Personal Advocate
Have you ever wondered what would happen if your life took a sudden turn for the worse – a car accident, emergency surgery….who would take care of your life while you were fighting for it? A personal advocate is an individual you trust to make decisions and take actions on your behalf when you’re incapable…
Read MoreEmbracing Solo Adventures: Traveling Alone in Retirement
Gone are the days when retirement meant rocking chairs and early bird specials. Today’s retirees are strapping on backpacks and jet-setting solo around the globe. It’s a trend that’s reshaping the golden years for many. The idea of traveling alone at an advanced age might seem daunting to some. Yet, many retirees find it’s the…
Read MoreThe Benefits of Learning a New Language in Later Life
Just as our bodies require care and exercise, so do our brains — especially as we age. One way to stimulate those mental muscles is to learn a new language. Admittedly, the research is mixed – there are studies that indicate learning a new language can the onset of dementia, while others say that may…
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