The Thrift Savings Plan (TSP) introduced additional investment options back in June of 2022 that left many with mixed feelings. This feature, allowing folks to choose from thousands of mutual funds, comes with its own set of challenges. Participants face contribution limits, additional fees, a vast array of options, and minimal guidance – essentially presenting…

Federal Employees Health Benefits (FEHB) is a comprehensive health insurance program for federal employees, retirees, and their families. As federal employees approach retirement age, they often face questions about how their FEHB coverage will interact with Medicare. This coordination can be complex and often leads to confusion. While this won’t be our last discussion on…