Last week, we discussed the importance of ensuring your beneficiary designations are in order. Let’s continue and talk about what beneficiaries need to know and what they need to do. Trigger warning – this information is detailed and may be difficult to process. Keep a few things in mind as you read: Let’s dive in……

No one wants to think about planning for death – but sadly this is a reality that we must face and the better organized we are for those we leave behind, the better off they will be. No one wants to leave their spouse, kids, or any beneficiary with a mess. So today let’s start…

The Thrift Savings Plan (TSP) introduced additional investment options back in June of 2022 that left many with mixed feelings. This feature, allowing folks to choose from thousands of mutual funds, comes with its own set of challenges. Participants face contribution limits, additional fees, a vast array of options, and minimal guidance – essentially presenting…

Federal Employees Health Benefits (FEHB) is a comprehensive health insurance program for federal employees, retirees, and their families. As federal employees approach retirement age, they often face questions about how their FEHB coverage will interact with Medicare. This coordination can be complex and often leads to confusion. While this won’t be our last discussion on…