Feeling Stuck? How Federal Employees Can Explore New Opportunities Without Jumping Ship

Recent studies show that federal employees earn, on average, nearly a quarter less than their private-sector peers. For many, this disparity raises questions about career growth and financial security. But before making the leap to the private sector, it’s worth exploring the opportunities already available to federal employees to improve their financial and career outlook.

Here are strategies to boost your earning potential and skill set—without giving up your federal benefits just yet.

Scholarships and Emergency Support Through FEEA
The Federal Employee Education and Assistance Fund (FEEA) is a unique non-profit designed specifically to support federal employees and their families. It offers several forms of assistance, including scholarships for higher education, no-interest loans for emergencies, and grants to help during disasters or personal crises.

For employees juggling financial challenges or planning educational goals, FEEA can be a lifeline. Scholarships are open to both employees and their immediate family members, helping to offset tuition costs and alleviate the financial burden of education. In addition, FEEA’s no-interest loans and grants provide quick financial relief in unexpected situations, such as medical emergencies or natural disasters.

Tap Into Professional Development Opportunities
Federal agencies have long supported workforce development by funding certifications, degrees, and specialized training programs. These initiatives are often tailored to enhance employees’ career trajectories and improve their skill sets in fields critical to government functions, such as IT security, project management, and data analysis.

If you’ve been considering certifications like PMP (Project Management Professional) or a cybersecurity credential, your agency might cover the costs. Similarly, if a master’s degree or advanced certification could propel your career, check whether your agency offers tuition reimbursement or training grants.

To explore these opportunities, reach out to your agency’s HR or training officer. They can help identify approved programs or clarify eligibility requirements for agency-funded professional development.

Explore Dual Employment Opportunities
Under specific guidelines, federal employees can pursue secondary employment, provided it doesn’t conflict with their primary role or pose ethical concerns. Dual employment allows you to diversify your income and gain experience in areas outside your federal position.

For example, some federal employees have found success consulting within their fields of expertise, teaching courses part-time, or freelancing as writers or designers. These roles often provide flexible hours and can even become a bridge to private-sector roles if you choose to transition later.

Before starting any secondary employment, it’s crucial to review your agency’s ethics rules and obtain approval. Agencies typically require employees to disclose any external roles and ensure there are no conflicts of interest. This process may feel bureaucratic, but it ensures you remain compliant while pursuing additional income.

Leverage Federal Workforce Mobility
The Intergovernmental Personnel Act (IPA) Mobility Program is a hidden gem for federal employees looking to gain private-sector experience without leaving government employment. Through IPA assignments, employees can temporarily work with private companies, non-profits, or universities, bringing back valuable insights and skills.

For example, an IPA assignment might allow a federal IT specialist to collaborate on cutting-edge technology with a private-sector firm or a policy expert to work with a non-profit addressing climate change. These opportunities not only enhance your expertise but also expand your professional network, which can be a long-term career asset.

To explore IPA opportunities, contact your HR department to see if your agency participates in the program and how assignments are selected. The process may vary by agency, but many assignments last up to two years, allowing you to gain significant experience while maintaining federal status and benefits.

Preparing for a Private-Sector Transition (If It Comes to That)
If you eventually decide to leave the federal workforce, thoughtful planning can help ease the transition. Use your current role to build transferable skills, such as project management, leadership, or technical expertise, that are highly valued in the private sector. Additionally, saving aggressively while you have federal benefits can create a financial cushion during the transition period.

Private-sector roles may offer higher salaries but often come with different challenges, such as less job security or reduced benefits. By leveraging opportunities within the federal system first, you can make a more informed decision about when and how to transition.

While the pay gap between federal and private-sector jobs is significant, federal employment offers resources and programs that can help you grow without immediately leaving. From scholarships and training opportunities to dual employment and temporary private-sector assignments, federal employees have options to enhance their careers while remaining in the system. Whether you choose to stay or move on, these tools can empower you to make the best decision for your future.